By: Rachel Semple
Pets are a big investment, whether it’s your time or money. Sometimes having a pet means you can’t go out on a Thursday night, or you have to spend 20 minutes outside in the freezing rain. The good news is that not all pets require the same amount of responsibility. If you want a companion animal, you have plenty of options to choose from.
So how do you pick the best pet for you and your lifestyle? Let’s break it down.
This doesn’t just mean what time you spend with your pet, as a lot of time is also spent caring for the animal and running errands for the animal’s well-being. And — though it’s a bit morbid — time also includes thinking about how long the pet will live. For example, if you want a shorter-term commitment, a parrot might not be your best bet as they can live for over 60 years!
When considering the time it takes owning a pet, it's also important to think about your lifestyle. For example, if you’re a busy college student, a new professional who works late often, or someone who spends a lot of time out and about, a time-consuming pet such as a dog might not be the right option for you.
All you’ve got is time?
Busy is your middle name?
A more expensive pet may not be the right pick for a freelancer without a dependable income or someone who is living paycheck to paycheck. Some types of pets are inherently more expensive than others, whether it be because they are expensive to purchase, they require specific types of care, they need more veterinary care or supplies, or all of the above.
Dogs and cats can be on the more expensive side of the pet spectrum due to their initial costs and the costs of taking care of them throughout their lives. Smaller creatures, like fish and rodents, tend to cost less, though the initial costs of supplies can add up surprisingly fast.
Can't buy me love?
It's not about the money, money?
Check out The Adult Dish’s other article on budgeting for a pet dog and what costs to expect here.
The wedding bells have rung, the knot has been tied and you are ready to kick back and enjoy some marital bliss! However, if you’ve decided to change your last name, don’t get too comfortable yet – your work isn’t done. Changing government-issued I.D.s and important legal documents can sound a little scary, but if you just get organized and plan ahead, you can get right back to enjoying your marital bliss – and your new last name!
Marriage License vs. Marriage Certificate
Every state is a little different, but in most states, your Marriage License is the document you get ahead of time and is signed right after the ceremony. After the signed Marriage License is filed, you can pick up the Marriage Certificate a few weeks later at your County Clerk’s office. Each state and county processes Marriage Certificates differently, so check out the details specific to the county where you applied for your marriage. Make sure that the Marriage Certificate you have is the original, certified or embossed version of the certificate. Do yourself a huge favor: buy more than one copy at the Clerk’s office, take it home, scan it and PDF it! Keep copies of both your Marriage License and Certificate handy, you might be surprised how some places use the words license and certificate interchangeably!
The Social Security Card
Stop #2 on your journey should be straight to the Social Security Administration’s website. On their website, you can download, fill out, and print the application to update your Social Security Card, which you will bring with you in person in order to have your card updated. Or if you choose, you can skip the lines at the Social Security Office and mail your application and supporting documents to them directly. From there, you should typically get your new card within 10 business days. Your updated social security card is more than just a prereq to change other documents, it’s also connected to how your name on your W-2s will appear. Whenever you are sending original or important documents through the mail, remember to send them certified or use a tracking service.
Driver’s License or State I.D.
With your new (certified) marriage certificate in hand, check your state’s DMV website to see what other supporting documents are needed to update your Driver’s License. While you’re thinking about cars, check out this site to see where and how you can update the name on your car’s title in the state you live in. When you are ready to sell your car down the road, it will be so much easier if all your personal information is already correct. Also, don’t forget to call your car insurance company to let them know you put a ring on it, as your rates will probably decrease too!
Passport and TSA Pre-check
Updating your passport depends on if you already have a passport and how long ago it was issued. You might be able to apply for a name change online and mail in your required documents. You can look up the requirements here at the Department of State’s website. If you have TSA Pre-check, don’t forget to update that too, which is actually really easy to do online! Pro Tip: Even though getting married is an exciting new venture, DO NOT use your new last name when booking your honeymoon if you will be traveling directly after you get married as you won’t have the identification to match yet. Also, while you have your head in the clouds thinking about travel, take this time to update loyalty programs for things such as airlines, hotels, and rental cars!
Make sure you work with your HR department or manager to have your e-mail address, badge (if you wear one), name placard, W-4, business cards, and e-mail signature updated! Be mindful of your co-workers if you work in a large company where not everyone may know that you just got married. An out of office notice on your old e-mail account or a note on your new signature line might help them understand that you just got hitched, and it’s the same you, just a new last name.
If you are a student, check to see what requirements your school will need to update your name. You will probably have to get a new e-mail account and student I.D. More importantly, you want the name on your diploma to be correct after all of those years of hard work!
Bank Accounts, Credit cards, Investment, and Retirement Accounts
Each financial institution has their own policies on what it takes to update your name. Before you call, have you decided if you are going to do joint accounts? Although that’s a whole other conversation, if you’ve made your decision, it might be easier to update your name, account statuses, and beneficiaries at the same time.
Other Financial “Stuff:"
Not as urgent, but updating accounts such at your utilities provider, mortgage company/landlord, insurance provider, and/or loan repayment company might save you from future headaches and hassle down the road. While you are in the name-change swing of things go ahead and think about updating your Last or Living Wills as well. If you don’t have one, take some time and think about getting one made.
Odds and ends:
Although you’ve covered the heavy hitters by now, other odds and ends will pop up. Here are a few more important places where you might need to update your name: Voter Registration, subscription and memberships, personal e-mail, Facebook, LinkedIn and other social media accounts, PayPal, and your US mail.
You did it! You took the big leap and changed your name! With a little thought, planning, and patience, changing your name after marriage doesn’t need to be stressful. Now go and enjoy the rest of your lives together!
By: Madyson Riddell
Maintaining friendships as an adult is hard. Heck, even maintaining friendships when transitioning from high school to college was hard! Nonetheless, at some point in your life you will no longer be living down the hall or street from your closest friends, whether it be those from high school or those from college. And the unfortunate thing is, if maintaining these relationships after school is important to you, it is going to take a lot more work than it used to. That's why we put together the below list - to make it just a bit easier.
Starting off easy...
And take a little more initiative…
Just make an effort!!! All it takes is being thoughtful and turning it into action. If you need help remembering to save time for those important in your life- schedule time into your planner, set phone alarms, leave sticky notes, or build it into your routine.
By: Urvi Patel
“You’ll understand when you’re older.” This is a phrase that you have probably heard your whole life, perhaps used as an excuse for protecting you from situations as intimate as family secrets, or to protect you from those situations as widespread and well-known as current events in the news. Now that you're an adult (well, you're here, aren't you?), it's about time to come out from under that rock and become that well-informed member of society you heard so much about.
By reading An Adult’s Guide to Staying Informed, you are taking an important first step towards achieving the aforementioned goal of well-informedness. Life becomes a little clearer and days become more relevant when you have a good understanding of what's going on around you. So, by all means, continue on.
As a preface, trust and distrust in the news media tends to differ by political ideology, so you may choose to follow specific news sources based on your political preferences. However, if you want to remain as unbiased as possible, the chart below shows that there are in fact a few news sources that have high trust levels by the majority of those on both ends of the political spectrum. This chart was created via a very interesting study conducted by the Pew Research Center that you should check out if you have the chance.
Based on the study, the following news sources are generally trusted and are therefore bound to help you become the informed adult you have the potential to be:
If you have a smartphone, staying informed got easier. Most of these news sources, as well as many others, have free applications on smartphones. All you have to do is download the app and have notifications of current and breaking news sent to you instantly.
If you don’t have a smartphone or prefer using a desktop, you can just as easily skim through the news on the source’s website as well!
Speaking of skim, have you heard of the news source TheSkimm? It's another app (or daily [barring weekends] email newsletter) that you can download/subscribe to, and it gives you all of the news and info you need to start your day in ten minutes or less, with a nice hint of unbiased humor and sass splashed in. You can download the app here (scroll to the bottom), or subscribe to the newsletter here.
Another quick source of unbiased current events is The Week's 10 Things You Need to Know Today. This is also a daily newsletter - including weekends - that gives you the top daily ten happenings in current events in snackable (and straightforward) snippets that you can read while sipping on your morning coffee. Sign up for The Week here.
Once you begin the journey towards staying informed, it’s uphill from there. You will discover your interests, passions, beliefs, and values. You will gain new perspectives and knowledge. You will become an informed citizen who can actively participate in what society calls an adult conversation. Knowledge is a power that can’t be taken away.